Predictions are rule-based forecasts based on price momentum, rent data, vacancy trends, and population growth. Not investment advice.
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🏘️ Rent Breakdown — HUD Fair Market Rents
HUD Fair Market Rent represents the 40th percentile of gross rents paid by recent movers in Denver. Used as a benchmark for Section 8 voucher limits and rental market analysis.
Bedroom Count
Monthly Rent (HUD FMR)
Annual Rental Income
Est. Cap Rate at Median Price
1 Bedroom
$1,750/mo
$21,000/yr
2.8% est.
2 Bedrooms
$2,100/mo
$25,200/yr
3.4% est.
3 Bedrooms
$2,700/mo
$32,400/yr
4.4% est.
* Estimated cap rate uses the 70% rule (30% reserved for expenses). Actual cap rates vary by property and management style.
💰 Cost of Investing in Denver
Cost Item
Rate / Amount
Est. Annual Cost
Monthly Cost
Property Tax
N/A effective rate
N/A
N/A
Homeowners Insurance
Colorado avg premium
$1,850
$154/mo
These figures reflect state-level averages. Property tax rates vary by county; insurance costs vary by property type, age, and claims history. Source: Tax Foundation (2025), NAIC (2024).
⚖️ How Denver Compares to National Averages
Avg Cap Rate
3.9%
National avg: 5.5%
Below average
Median Home Price
$520,000
National avg: $371,696
Above national avg
Vacancy Rate
6.8%
National avg: 7.6%
✓ Low vacancy
2BR Median Rent
$2,100/mo
National avg: $1,753/mo
Days on Market
38 days
National avg: 38 days
Price Growth YoY
-1.5%
National avg: +2.3%
National averages calculated across all 69 tracked US investor markets.
A cap rate above the national average suggests stronger cash flow potential relative to purchase price.